Maniratanam India Nidhi Limited being a company registered under the Companies Act 2013, on 07 December.2018 it automatically comes under the supervision of the Ministry of Corporate Affairs under Government of India. Also being registered under the Nidhi, Shramsampada Nidhi, Main objective to encourage and afford all facilities for cultivating thrift, saving habits and to render all financial assistance to its Members only by receiving long and short term deposits and in particular recurring, Fixed Deposit and Other Deposit, not being current accounts from the members as are allowed by law for Nidhi or Mutual Benefits Companies. And grant loans to the shareholders or members only as against securities of immovable properties (within city) and or on the security of Deposits, movable such as a Gold, Silver, Jewellery, Kisan Vikas Patra, National Saving Certificates Schemes, Insurance Policies and other Government Securities up on such terms and conditions may from time to time prescribed in law for Nidhi or Mutual Benefit Companies.